About Us

Your Trusted Partner in Canadian Mortgage Solutions

We are dedicated to guiding clients through the complexities of the Canadian mortgage market. We offer real life solutions to meet the unique needs of Canadians.

Ishwinder
Chharahhan

I am a Sub Mortgage Broker at CENTUM Financial Services LP – SkyReach Capital Group. With over five years of experience in the mortgage industry, I draw on the expertise of a seasoned team to offer personalized mortgage solutions tailored to each client’s unique needs. I’m passionate about helping clients across British Columbia navigate the mortgage process with confidence and clarity. Outside of work, I enjoy exploring local parks and trails, and spending quality time with my family and cyclin

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About the Company

CENTUM Financial Services LP – SkyReach Capital Group is a trusted mortgage financing company with over 30 years of combined industry experience. We help families purchase their dream homes and assist business owners in securing financing for commercial properties and equipment. Our team specializes in tailored mortgage solutions for first-time buyers, self-employed individuals, salaried employees, and business owners.

We're shaping the future of digital mortgages in Canada.

A comprehensive mortgage solution: guiding you from the first step to the final drawdown, with support and expert advice.

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What Peoples Say

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Ashe Mahari

Ishwinder is one of the best brokers in surrey BC he is very responsible for his work and time management respectful answer email, phone to give responce immediately in general I am happy to meet Ishwinder he helping us a lot with our financial I keep going my next plan with Ishwinder. Thank you so much

Eddie k

I strongly Ishwinder C. As your mortgage specialist! His focused diligence in handling a mortgage requirements and bringing it to fruition in a very competent manner. Also, he is very sincere and personable which ,to myself, is so important when choosing financial advice in one of my life's biggest purchases!

Surinder Lally

So thankful to Ishwinder, I feel he went above and beyond in helping with my mortgage renewal. Had issues where the previous lender would not be able to approve the mortgage with some extra funds. Ishwinder took all the issues into consideration and found a lender who was able to approve the mortgage with the extra funds at a quite competitive rate. I definitely recommend others to give him a call for any mortgage related matters. I can't thank him enough.

Eddie k

I strongly Ishwinder C. As your mortgage specialist! His focused diligence in handling a mortgage requirements and bringing it to fruition in a very competent manner. Also, he is very sincere and personable which ,to myself, is so important when choosing financial advice in one of my life's biggest purchases!

Commonly asked questions

Your eligibility is based on your credit rating, earnings, debt levels compared to income, and available down payment funds. Try our online pre-qualification tool to check your potential approval status.

Our diverse mortgage solutions include purchase, refinance, renewal, private, reverse, pre-approvals, commercial options, and rent-to-own arrangements tailored to your unique financial situation.

Submit your application through our secure online system or contact me directly to arrange a meeting at ish@skyreachcapital.ca  or by calling (778) 878-5742.

Typically, you'll receive a decision within 24-48 hours after submitting your application, though timing may vary depending on your specific financial situation.

Current market trends, your personal credit history, chosen loan duration, and how much you put down initially all affect your mortgage interest rate.

Most loans allow penalty-free annual prepayments of 15-20% of your original mortgage amount. Review your specific contract for the exact prepayment privileges available to you.